Tracking your expenses is actually the easy part. The real challenge comes when you have to decide which expenditure to axe, trim or keep. Your budget should be realistic and something that you have...
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Lowering your expenses is the most important step towards early retirement. As a general rule, you need to start by tracking your expenses. Once you know where your money is going, you can figure out...
It always starts with that seemingly innocent question — When are you going to have kids? Then comes the unsolicited advice and life coaching. Find out what couples who do not have kids have to put...
Whether you should pay off your home loan early or not is a topic of perennial debate. It depends on a number of factors including your financial situation and retirement plan. Read on to find out...
To be precise, we do not consider our home a productive asset as it is does not generate passive income like an investment property. Since it is meant for personal consumption and we will always need...
Why We Wanted to Achieve Financial Independence Retire Early
Achieving Financial Independence Retire Early (FIRE) is extremely fulfilling and liberating. Before you embark on your FIRE journey, you should spend some time to think about your motivation. Why do...

